From the Not-so-Wise:
Don't wait until you're 49 to buy life insurance (the older you are when you buy it, the more expensive it is).
Don't wait until you're 35 to start saving for retirement.
Save a lot more for retirement than you even think you can afford to save.
And then, save some more.
Don't be under the false assumption that because your place of work has a "retirement plan" that it will actually provide you enough to retire on.
Don't speed.
If you do speed, don't get caught.
Don't, I repeat DON'T, remove money from your retirement account prior to retirement.
If your place of employment doesn't provide a retirement plan for you, or if you're self-employed - Save anyway.
Oh, and save some more.
We're in the process of buying life insurance. Can you tell?
We're also meeting with the financial planner to make sure that our retirement plans will actually see us through retirement, etc.
It appears, at this point, that we'll be able to at least afford a cardboard box as opposed to a paper sack to live in.
Whew.
More later.
Soundtrack: LA Woman String Cheese Incident
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